.heading {
	margin: 0;
	padding: 0px 0px 7px 0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 100%;
	font-weight: bold;
	color: #0a86e5;
}
.link {
	margin: 0;
	padding: 0;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 85%;
	font-weight: bold;
	color: #666;
}
ul#nav {
	width: 100%;
	height: 31px;
	margin: 0;
	padding: 0;
	list-style: none;
	z-index: 2;
}
ul#nav li {
	height: 31px;
	position: relative;
	float: left;
}
ul#nav li#im {
	z-index: 1;
}
ul#nav li#about {
	z-index: 6;
}
ul#nav li#ways {
	z-index: 5;
}
ul#nav li#programs {
	z-index: 4;
}
ul#nav li#gifts {
	z-index: 3;
}
ul#nav li#resources {
	z-index: 2;
}
ul#nav li#newsinsights {
	z-index: 7;
}
ul#nav li a {
	height: 31px;
	display: block;
	text-indent: -9999px;
}
ul#nav li#home a:hover, ul#nav li#im a:hover, ul#nav li#needs a:hover, ul#nav li#about a:hover, ul#nav li#expertise a:hover, ul#nav li#news a:hover, ul#nav li#successes a:hover, ul#nav li#insights a:hover, ul#nav li#newsinsights a:hover {
	background-position: 0 -31px;
}
ul#nav li#home a {
	width: 89px;
	background: url(../images/nav-home.gif) no-repeat 0 0;
}
ul#nav li#im a {
	width: 124px;
	background: url(../images/nav-clients.gif) no-repeat 0 0;
}
ul#nav li#about a {
	width: 164px;
	background: url(../images/nav-about.gif) no-repeat 0 0;
}
ul#nav li#expertise a {
	width: 107px;
	background: url(../images/nav-expertise.gif) no-repeat 0 0;
}
ul#nav li#news a {
	width: 86px;
	background: url(../images/nav-news.gif) no-repeat 0 0;
}
ul#nav li#needs a {
	width: 108px;
	background: url(../images/nav-services.gif) no-repeat 0 0;
}
ul#nav li#successes a {
	width: 153px;
	background: url(../images/nav-successes.gif) no-repeat 0 0;
}
ul#nav li#insights a {
	width: 104px;
	background: url(../images/nav-insights.gif) no-repeat 0 0;
}
ul#nav li#newsinsights a {
	width: 147px;
	background: url(../images/nav-news-insights.gif) no-repeat 0 0;
}
ul#nav li a.tab {
	position: absolute;
	left: -1px;
	cursor: pointer;
	display: none;
}
		
/*Callout */
ul#nav .callout {
	top: 31px;
	position: absolute;
	z-index: -1;
	display: none;
}
ul#nav li.active .callout {
	display: block;
}
ul#nav .callout ul {
	margin: 0;
	padding: 0;
	list-style: none;
}
ul#nav .callout ul li {
	margin: 0px 0px 7px 0px;
	padding: 0;
	height: auto;
	width: auto;
	clear: both;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 85%;
	color: #7299cb;
	line-height: 120%;
	white-space: nowrap;
}				
ul#nav .callout a {
	width: 100%;
	height: auto;
	padding: 0;
	display: inline;
	text-indent: 0;
	color: #005b99;
	text-decoration: none;
	background: none !important;
}
ul#nav .callout a:hover {
	color: #0a86e5;
	text-decoration: underline;

}

/* Individual Drop Down Styles */
ul#nav div#fourcoltab {
	width: 722px;
	height: 250px;
	overflow: hidden;
}
ul#nav div#threecoltab {
	width: 545px;
	height: 250px;
	overflow: hidden;
}
ul#nav div#twocoltab {
	width: 366px;
	height: 209px;
	overflow: hidden;
}
ul#nav div#onecoltab {
	width: 186px;
	height: 209px;
	overflow: hidden;
}
#fourcoltab .bg {
	width: 722px;
	height: 250px;
	position: absolute;
	background: url(../images/nav-fourcol-bg.png) no-repeat 0 0;
	top: 0;
	left: 0;
	z-index: -1;
}
#threecoltab .bg {
	width: 545px;
	height: 250px;
	position: absolute;
	background: url(../images/nav-threecol-bg.png) no-repeat 0 0;
	top: 0;
	left: 0;
	z-index: -1;
}
#twocoltab .bg {
	width: 366px;
	height: 209px;
	position: absolute;
	background: url(../images/nav-twocol-bg.png) no-repeat 0 0;
	top: 0;
	left: 0;
	z-index: -1;
}
#onecoltab .bg {
	width: 186px;
	height: 250px;
	position: absolute;
	background: url(../images/nav-onecol-bg.png) no-repeat 0 0;
	top: 0;
	left: 0;
	z-index: -1;
}
div#fourcoltab .aCol {
	padding: 15px 0px 0px 15px; 
	width: 165px;
	height: 190px;
	float: left;
}
div#threecoltab .aCol {
	padding: 15px 0px 0px 15px; 
	width: 165px;
	height: 190px;
	float: left;
}
div#twocoltab .aCol {
	padding: 15px 0px 0px 15px; 
	width: 165px;
	height: 148px;
	float: left;
}
div#onecoltab .aCol {
	padding: 15px 0px 0px 15px; 
	width: 165px;
	height: 148px;
	float: left;
}
div#fourcoltab .bCol {
	padding: 15px 0px 0px 15px;
	width: 165px;
	height: 190px;
	float: left;
}
div#threecoltab .bCol {
	padding: 15px 0px 0px 15px;
	width: 165px;
	height: 190px;
	float: left;
}
div#twocoltab .bCol {
	padding: 15px 0px 0px 15px; 
	width: 165px;
	height: 148px;
	float: left;
}
div#fourcoltab .cCol {
	padding: 15px 0px 0px 15px;
	width: 165px;
	height: 190px;
	float: left;
}
div#threecoltab .cCol {
	padding: 15px 0px 0px 15px;
	width: 165px;
	height: 190px;
	float: left;
}
div#fourcoltab .dCol {
	padding: 15px 0px 0px 15px;
	width: 165px;
	height: 190px;
	float: left;
}

/*Footers*/
div#fourcoltab .footer, div#threecoltab .footer, div#twocoltab .footer, div#onecoltab .footer {
	padding: 9px;
	clear: both;
	line-height: 16px;
}
div#fourcoltab .footer a, div#threecoltab .footer a, div#twocoltab .footer a, div#onecoltab .footer a {
	margin: 0px 15px 0px 0px;
	padding: 0;
	float: left;
	display: inline;
	width: auto !important;
	color: #666;
	text-decoration: none;
}